(610) 446-0440

Are You Covered?
Long Term Care, Life, & Medicare Supplement Insurance.

There are numerous types of long-term care insurance policies you can use for your future.

Some types even return your premium payments if you don’t use any care.

Traditional, Combo-Annuity, Combo-Life, Home Health Care, Prepaid Home Health Care

LTC insurance is a niche product that is very specific to each individual depending on their financial situation, age, marital status, net worth and budget.

Let’s discuss which can work within your budget.
You can swing this!



Individual & Personal Policies

Life Insurance


Long-Term Care Insurance

The cost of Long-Term Healthcare is devastating.
The need hasn’t gone away.

Round-Out Your Retirement

Medicare plans can change every year. Even if you’re happy with your current coverage, it’s important to review your options. You could get more from your Medicare benefits.

We’ve Got You Covered. Don’t Get Caught Off Guard.

Many people are surprised to learn that Medicare does not cover long-term nursing care, assisted living, or adult daycare. Medicare also does not cover daily custodial care, such as assistance with eating, bathing and dressing.

Put You & Your Family in Good Hands

Get In Touch

Steve Clott, CPA CFP®, Independent Agent since 1996
Insurance offered through Dedicated Insurance Advisers LLC

(610) 446-0440, or complete the form below


FIAs are complex financial instruments that have characteristics of both fixed and variable annuities. Their return varies more than a fixed annuity, but not as much as a variable annuity. So FIAs give you more risk (but more potential return) than a fixed annuity but less risk (and less potential return) than a variable annuity. FIAs offer a minimum guaranteed interest rate combined with an interest rate linked to a market index. Because of the guaranteed interest rate, FIAs have less market risk than variable annuities. FIAs also have the potential to earn returns better than traditional fixed annuities when the stock market is rising.